tag:blogger.com,1999:blog-1990667570901279312024-03-12T21:18:30.917-05:00The Dollar DuchessThis blog is about the monetary issues and ideas that are upon the college generation. Getting jobs, spending and saving, and trying to live the high life on low income are just a few of the things that will be discussed. BY NO MEANS AM I A FINANCIAL ADVISOR - just someone who's interested in making my money growThe Crimson White Onlinehttp://www.blogger.com/profile/10903278473269526950noreply@blogger.comBlogger86125tag:blogger.com,1999:blog-199066757090127931.post-26086428454954783762009-08-03T19:23:00.003-05:002009-08-03T19:37:35.758-05:00I've Moved!Visit me here: <div><br /></div><div><span class="Apple-style-span" style="font-size:x-large;"><b><a href="http://dollarduchessdc.wordpress.com/"> Dollar Duchess takes DC </a></b></span></div>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-11651092448651501072009-05-03T09:58:00.000-05:002009-05-05T10:00:38.285-05:00On Hiatus<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_SR3GqRzBXRo/SgBUiS2DzaI/AAAAAAAAAGQ/A_uX0Q9x4J0/s1600-h/dmbtest.gif"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 225px; height: 320px;" src="http://3.bp.blogspot.com/_SR3GqRzBXRo/SgBUiS2DzaI/AAAAAAAAAGQ/A_uX0Q9x4J0/s320/dmbtest.gif" alt="" id="BLOGGER_PHOTO_ID_5332354906957532578" border="0" /></a><br />So, as everyone on this campus knows, it's exam week.<br /><br />I am taking this week to concentrate on my work and move out and do all the things you have to do in your last week of school, but I will be back with new posts next week.<br /><br />Stay loose and study hard!<br /><br /><img src="file:///C:/Users/CRIMSO%7E1/AppData/Local/Temp/moz-screenshot-1.jpg" alt="" /><img src="file:///C:/Users/CRIMSO%7E1/AppData/Local/Temp/moz-screenshot-2.jpg" alt="" />The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-62044727003211700432009-05-01T23:18:00.000-05:002009-05-02T23:31:41.097-05:00If Money Weren't An Option...What would you do as a profession?<br /><br />Consider this: If you were guaranteed a comfortable living for the rest of your life, what profession would you pursue without abandonment?<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_SR3GqRzBXRo/Sf0eE1GiACI/AAAAAAAAAGI/MFgsGwOmRas/s1600-h/sepia.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 240px;" src="http://1.bp.blogspot.com/_SR3GqRzBXRo/Sf0eE1GiACI/AAAAAAAAAGI/MFgsGwOmRas/s320/sepia.jpg" alt="" id="BLOGGER_PHOTO_ID_5331450602199318562" border="0" /></a><br />For me, it would be photography. <a href="http://www.flickr.com/photos/erinbwilliams/"> I love photography </a> . I love taking pictures of family, friends, buildings... pretty much anything. I generally just love to capture the memories. However, the <a href="http://www.indeed.com/salary/Photographer.html"> average salary </a> of a photographer is $35,000, which isn't much.<br /><br />If not photography, I would love to pursue cooking, organizing, or maybe writing.<br /><br />What about you?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-13012386695885551932009-04-28T13:21:00.000-05:002009-04-30T13:38:41.228-05:00It's book buyback time!Yay! It's my favorite time of the year - book buyback time, where I can attempt to recover a small percentage of money back on the books I had to buy for the past semester. I only have one book this year - from an online course I had to take - and have already had it "appraised" online. It's worth about $50 all around, which is good for me - that's a tank of gas! I usually end up at <a href="http://www.occbs.com/"> Off Campus </a>, since they have always been able to give me more on my books, and buy back ones the <a href="http://www.universitysupplystore.com/"> Supe Store </a>, who is pretty particular, won't take.<br /><br />However, there are other places in the area:<br /><br /><a href="http://www.bamastuff.com/"> Alabama Book Store, </a><br />has two locations on Bryant Drive (one near Tutwiler and one near The Strip) , and they're pretty friendly.<br /><br /><a href="http://www.thecollegestore.com/bama/"> The College Store </a> just opened a new location on 15th street.<br /><br />Depending on how much you get back, you can use your money to treat youreself to an end of the year present, or put the money towards getting something for Mom - Mother's Day is May 10!The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-8765327854882636292009-04-26T21:01:00.003-05:002009-04-26T21:20:39.801-05:00Sunday Blogroll<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfUV1vS-MvI/AAAAAAAAAF4/qwEuvOp8PDU/s1600-h/happy_birthday.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 282px; height: 320px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfUV1vS-MvI/AAAAAAAAAF4/qwEuvOp8PDU/s320/happy_birthday.jpg" alt="" id="BLOGGER_PHOTO_ID_5329189747036140274" border="0" /></a><br /><div style="text-align: center;">It's my birthday! Go ME!<br /></div><br /><br /><br />Looking for a job? These <a href="http://money.cnn.com/galleries/2009/fortune/0904/gallery.F500_hiring.fortune/index.html"> Fortune 500 companies </a> are all hiring as of right now.<br /><br />Try something new in your diet and your wallet by <a href="http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/GoVegetarianToSaveMoney.aspx?vv=450"> going vegetarian to save money. </a><br /><br />Check out these <a href="http://www.savvysugar.com/2988073"> iPhone apps </a> geared at money management.<br /><br />If you are a discount member at <a href="http://www.booksamillion.com/"> this store, </a> you are allowed to use their wi-fi for free- it's included in your discount. It's a great venue change from the library, so take advantage of it!<br /><br />Thirsty? Be cheap and <a href="http://www.bloglander.com/cheapeats/2006/08/01/homemade-gatorade-recipe/"> make your own Gatorade. </a><br /><br /><br /><div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfUWO3vNZTI/AAAAAAAAAGA/vejIRXCZgcE/s1600-h/Bea_Arthur.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 265px; height: 320px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfUWO3vNZTI/AAAAAAAAAGA/vejIRXCZgcE/s320/Bea_Arthur.jpg" alt="" id="BLOGGER_PHOTO_ID_5329190178798789938" border="0" /></a><br /><a href="http://www.youtube.com/watch?v=iaeuMJrTLWM"> I love you. You will be missed! </a><br /></div>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com1tag:blogger.com,1999:blog-199066757090127931.post-41433627713913169772009-04-24T06:08:00.007-05:002009-04-24T10:47:17.032-05:00What did your mother teach you about money?<span style="font-size:100%;">My mother, the oldest of five kids who lived in a two bedroom house all of her life, often told me of stories where my Paw Paw would make a game of being late with bill payments: when the water was cut off, he would run around the back of the house and cut it on again and shared a special bond with my mother over the fact that she was able to yell at creditors over the phone just like he did. Both he and my grandmother held steady jobs and worked hard all of their adult lives. Paw Paw, a WWII vet, was able to retire and live off his pension, but my Grandma continued to work after her retirement, partly because she wanted to and partly because she had to. She has been working up until this year, when she was forced to quit her part time job due to health problems. This is not uncommon, as most of the women who live on Grandma's block are over the age of 75 and still work 9 to 5 to make ends meet<br /><br />Mother, on the other hand, has lived her life a bit differently. She has held a job since the age of 15 and supported herself through college working at the library and through scholarships (she was the valedictorian of her class!) At the age of 23, she got a job with The Penney Company as a manager and held her title and position with them until she retired this year, after nearly 37 years. She has an IRA, a 401 (k), life insurance policies, health insurance, and a house that is almost paid for, along with a monthly pension she will receive from The Penney Company. She has the luxury to road trip to her hometown of Memphis whenever she needs to, and at this point in time can just take it easy instead of having to look for another job.<br /><br />With all this being said, I think the better question now is: what did Mother teach me about money stemming from what Grandma and Paw Paw taught her about money?<br /><br /><span style="font-weight: bold;">Know better, do better: </span>My mother went to great lengths to make sure she had enough money to retire on and to have something to pass on to her heir. She knew she didn't want to work the rest of her life, and made it her goal to do so.<br /><br /><span style="font-weight: bold;">Take advantage of sales and discounts: </span>My mother had an employee discount from Penney's, and because of that and the great sales they had, she was able to afford me amazing Christmases and birthdays, as well as be a "gift fairy" for my cousins and other family and friends<br /><br /><span style="font-weight: bold;">Use it til you lose it: </span>My mother has only owned two cars since I've been alive: an Oldsmobile, which she drove for 12 years, and a Chevrolet, which she has been driving for the past eight years. I used to think she was just being cheap by not getting new cars, but now I understand it it wasn't broke, no need to fix it.<br /><br /><span style="font-weight: bold;">Own - don't buy - everything: </span>My mother has always owned outright her own home and car, as well as other assets. She never had to worry about someone else taking it back, because she made her payments on time and in full.<br /><br /><span style="font-weight: bold;">Make the most of your investment: </span>In the two homes my mother has owned, she has made vast improvements: hardwood floors, a storage house, and other indoor improvements have increased the value of her home.<br /><br />If I think about it, my financial education has been with me all along - all I have to do is apply it accordingly.<br /></span><div style="text-align: center;"><span style="font-size:100%;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfG_9REPosI/AAAAAAAAAFw/E1fkrfGEp7U/s1600-h/DSCN1697.JPG"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 240px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SfG_9REPosI/AAAAAAAAAFw/E1fkrfGEp7U/s320/DSCN1697.JPG" alt="" id="BLOGGER_PHOTO_ID_5328250893430137538" border="0" /></a><br />Love you!<br /></span></div><span style="font-size:100%;"><br /><br />So, what has your mother taught you about money?</span>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-73782755058445495332009-04-22T12:53:00.000-05:002009-04-22T12:53:00.862-05:00Do you buy yourself birthday presents?I think I am going to start a new tradition this year.<br /><br />While browsing on <a href=""> ebay </a> (as I often can be caught doing), I came across this to-die-for tote by Matt and Nat:<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/Se4I8QWiV3I/AAAAAAAAAFo/rGxqGSztVzU/s1600-h/marais.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 266px; height: 320px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/Se4I8QWiV3I/AAAAAAAAAFo/rGxqGSztVzU/s320/marais.jpg" alt="" id="BLOGGER_PHOTO_ID_5327205240500541298" border="0" /></a>The Marais Tote <a href="http://www.bluefly.com/Matt-Nat-black-crinkled-poly-Marais-tote-with-shoulder-strap/cat430054/302440402/detail.fly"> retails for $260, </a> but if I'm lucky I can get it for a fraction of that. I originally felt guilty for lusting for it, but then I realized that since my birthday is five days away, I want/need a new bag, and I'm trying to be more of a professional? why not treat myself and say Happy Birthday To Me!<br /><br />I think I will.<br /><br />Now I have to figure out what to buy myself for graduation!<br /><br /><a href="http://www.savvysugar.com/1644170/#comments"> Comments? </a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-35735757978853832282009-04-21T09:01:00.004-05:002009-04-21T09:12:09.658-05:00Obama makes his departments cut back<div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_SR3GqRzBXRo/Se3UHtLkxZI/AAAAAAAAAFg/QVvmFIz1ZJ8/s1600-h/obamaangry.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 297px; height: 223px;" src="http://2.bp.blogspot.com/_SR3GqRzBXRo/Se3UHtLkxZI/AAAAAAAAAFg/QVvmFIz1ZJ8/s320/obamaangry.jpg" alt="" id="BLOGGER_PHOTO_ID_5327147163101480338" border="0" /></a><br />Grrr!</div><br />President Obama has started making budget cutbacks in his own workplace, namely within the many departments that make up the Cabinet. He has begun <a href="http://www.politico.com/news/stories/0409/21440.html"> a $100 budget cut challenge </a> that will be in effect over the next three months. Small steps are key, ranging from ordering office supplies in bulk (Homeland Security) to switching to video conferencing (Veterans Affairs). Bigger changes though, like consolidating 1500 employees into a single office,(Agriculture) prove to be a bit more challenging.<br /><br />Although you have to admire the President's tenacity, the cuts will only chip away at < href="http://hotair.com/archives/2009/04/20/obama-demands-00029-budget-cut-after-running-up-spending/"> less that 1% of the National Debt. I think that the President hopes leading by example will help others to focus on cutting spending. Thoughts?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com1tag:blogger.com,1999:blog-199066757090127931.post-43976767117596608132009-04-20T10:03:00.002-05:002009-04-20T10:11:28.246-05:00How much have you been whipping out the plastic lately?I'll admit for me, it's been quite a bit in the last month.<br /><br />Generally, I only use my card to cover gas, which runs me around $40 a fill up, but lately I have had to use my card for what I consider "inevitable debt".<br /><br />For instance, about two weeks ago at the Graduation Celebration, I plunked down about $400 for invitations and a cap and gown. Last week, I spent $200 on car repairs. And I still had to get gas. It hasn't been pretty, but I have not had the cash to cover these expenses. This worries me because I don't want to have any debt when I move to DC in June (yep, stilll going!)<br /><br />According to CNN.com, <a href="http://www.cnn.com/2009/LIVING/wayoflife/04/19/college.credit.cards/?iref=hpmostpop">more college students are using their credit cards as a means of survival. </a> The average freshman has $940 dollars in debt, and only 15% of college students have a zero balance on their credit cards. While there are several people in the hole, this does not make me feel better, or even comforted by my situation. I don't ever want to end up near that amount, although it seems that I am on my way :-( Friday I declared that I wasn't going to use my credit card until it was completely paid off - but that was before I drove home and ended up on an empty tank. Generally I am able to pay off $300 a month, but it is clear that I am going to have to work extra hours or sell my books early to accomplish this goal.<br /><br />Here's to the (quickly approaching) future...The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-92023225984014704842009-04-19T10:11:00.000-05:002009-04-20T10:22:32.871-05:00Sunday Blogroll<a href="http://www.nytimes.com/2009/04/19/education/edlife/workstudy-t.html?_r=1&scp=5&sq=money&st=nyt"> The New York Times </a> explores the world of the <a href="http://www.ed.gov/programs/fws/index.html"> Federal Work-Study Program </a>.<br /><br /><a href="http://nymag.com/news/features/56014/"> New York Magazine </a> talks with notable New Yorkers about the financial struggle but amazing fun of moving to New York for the first time.<br /><br /><a href="http://money.cnn.com/galleries/2009/moneymag/0904/gallery.Money100_jobs.moneymag/index.html"> CNN money </a> has compiled a list of the best places to find jobs.<br /><br />Check out <a href="http://planetgreen.discovery.com/work-connect/unemployed-frugal-green-living.html?campaign=daylife-article"> this guide from discovery.com </a> on living green when unemployed.<br /><br />Thinking about investing? Get help from the <a href="http://moneycentral.msn.com/community/message/thread.asp?board=StartInvesting&threadid=1014420"> MSN Money </a> message boards.The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-83185853623972491032009-04-16T15:46:00.002-05:002009-04-16T15:56:05.621-05:00How far would you go to get a job?This morning at the Rec, I was catching up on the US news and events in between commercial breaks from Keeping Up With The Kardashians (the number one show you're not watching!) , I saw a story on a woman who purchased a billboard advertising that she needed a job. She spent $7000 to post a billboard that tells those interested to go to <a href="http://www.hirepasha.com/"> Hire Pasha </a> to find out more.<br /><br />This is a big leap of faith - she should at least get an A for effort. What do you think?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-42159888344116645812009-04-12T18:07:00.000-05:002009-04-13T18:28:33.076-05:00What People Earn<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SePKaQ-hDHI/AAAAAAAAAFQ/ori1XyOwBYQ/s1600-h/tiger-woods.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 246px; height: 320px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SePKaQ-hDHI/AAAAAAAAAFQ/ori1XyOwBYQ/s320/tiger-woods.jpg" alt="" id="BLOGGER_PHOTO_ID_5324321737064647794" border="0" /></a><br /><div style="text-align: center;"><a href="http://hunternuttall.com/blog/2008/07/the-introverts-strike-back/"> Yeah, he's kinda paid. </a><br /></div><br />So although I can't afford the subscription, I love to read the morning paper while having my coffee. I inherit that from my mother. :-) She loves to do it on Sunday mornings, while I prefer Fridays, which are the least stressful days in our weeks, respectively. I like to take Friday morning, a day when I don't have class, sip on a Pike Place Roast from Starbucks (a splurge that I can't do without), and catch up on the news from the week past. I read <a href="http://www.annistonstar.com/as-index.htm"> my hometown paper </a> as well as <a href="http://www.nytimes.com/"> The NY Times </a> and <a href="http://www.washingtonpost.com/"> The Post, </a> and <a href="http://www.huffingtonpost.com/"> The Huffington Post. </a> Anyway, the reason I tell this story is because out of all the reading I love to do, there is one publication in particular that runs a certain article every year that I run out to grab: The annual Parade What People Earn issue. They always do spotlights on celebrities and regular people, and I love to see what people really make and how they save and spend their money. For example:<br /><br />A Special Ed Teacher in Texas makes $51, 800 a year;<br />An Office Manager in Florida makes $52,000 a year;<br />A Landscape Gardener in California makes $77,000 a year.<br /><br />Celebrities in particular:<br /><br />Jennifer Aniston made $27 million last year;<br />Britney Spears made (only) 2.25 million(!);<br />and Tiger Woods made $110 million last year - gosh!<br /><br /><br />The article also reported yearly statistics:<br /><br /><br />■ The national average weekly income rose 2.5%, from $598 in 2007 to $613 in 2008. Inflation increased just .1% over the same period.<br /><br />■ The personal savings rate rose from .9% in January 2007 to 5% in January 2009.<br /><br />■ The average U.S. household had $10,728 in credit-card debt.<br /><br />■ 56% of workers received health-care benefits through their jobs.<br /><br />■ 56% of workers participated in an employer-sponsored retirement plan.<br /><br />So, in reality, I guess some jobs are (or aren't) "worth it" in terms of a dollar value. And, your salary can increase or decrease by where you live. I guarantee you the landscape gardener wouldn't make nearly as much in Alaska; and I thought that with her endorsement deals Kelly Ripa would be earning more.<br /><br />The article is featured <a href="http://www.parade.com/news/what-people-earn/index.html"> here. </a> Thoughts?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-39743190787529652452009-04-12T13:28:00.001-05:002009-04-13T18:37:20.876-05:00Sunday Blogroll<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_SR3GqRzBXRo/SePMdrgy1dI/AAAAAAAAAFY/Ht8lMw2-5-U/s1600-h/happyeaster.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 296px;" src="http://2.bp.blogspot.com/_SR3GqRzBXRo/SePMdrgy1dI/AAAAAAAAAFY/Ht8lMw2-5-U/s320/happyeaster.jpg" alt="" id="BLOGGER_PHOTO_ID_5324323994750604754" border="0" /></a><br /><br /><br /><a href="http://www.nytimes.com/2009/04/11/business/economy/11cheap.html?_r=2&hp"> Being cheap is so in right now. </a> Who knew?<br /><br />Are you in between jobs right now? <a href="http://www.wsmv.com/money/18951325/detail.html"> Take some time to volunteer - </a> it can boost your self esteem, your resume, and the economy.<br /><br />Learn how to make this inexpensive, delicious <a href="http://www.foodinmouth.com/general/2009/01/microwave-cake.html"> chocolate cake - in the microwave! </a><br /><br /><a href="http://www.fashionunder100.net/2009/04/beyonces-look-for-9727.html"> Get Beyonce's look for under $100 </a><br /><br /><a href="http://stuffunemployedpeoplelike.com/"> My new favorite source of sarcastic entertainment </a><br /><br />Have a good week!The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-8733954049625590612009-04-07T23:30:00.001-05:002009-04-08T23:45:36.892-05:00What's on your life checklist?You know, what are the things that you really want to do in this lifetime? Go on safari? Start a business? Eat <a href="http://newyork.seriouseats.com/2009/02/fugu-blowfish-japanese-sushi-zen-nyc-manhattan-death.html"> Fugu sushi? </a> According to the site <a href="http://www.lifeaftercollege.org/blog/2008/05/19/whats-on-your-life-checklist/"> Life After College </a>, this list should be about your true passions, what you would love to do rather than what you are expected to do. In my personal opinion, writing these things out allows you to visualize them more and work towards attaining these goals in your life.<br /><br />Here's mine:<br /><br />Go to Paris<br />Own a house in Georgetown with a pool<br />Live in DC for at least five years and start my life<br />See Stevie Wonder, Robin Thicke, Beyonce', and Harry Connick Jr in concert<br />See Mount Rushmore<br />Take a professional cooking class<br />Become a yogi and then get good enough to do <a href="http://www.zimbio.com/Porschla+Coleman/articles/14/Spend+One+Hour+Doing+Yoga+Russell+Simmons"> one hour of yoga with Russell Simmons </a><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/Sd18hHe0N3I/AAAAAAAAAFI/PsgZjaNOSog/s1600-h/2008-06-26-russellsimmons.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 200px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/Sd18hHe0N3I/AAAAAAAAAFI/PsgZjaNOSog/s320/2008-06-26-russellsimmons.jpg" alt="" id="BLOGGER_PHOTO_ID_5322547243007620978" border="0" /></a><br /><br />What about you?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-10351904500128901402009-04-05T16:36:00.002-05:002009-04-05T16:40:55.892-05:00Sunday BlogrollApplying for jobs? Here are <a href="http://www.savvysugar.com/2995689"> 6 tips to get your resume noticed. </a><br /><br />Get Hilary Duff's California style <a href="http://frugal-fashionistas.com/2009/04/01/hilary-duffs-spring-style/"> for under $100. </a><br /><br />Apparently you can now get <a href="http://www.mymoneyblog.com/archives/2009/04/recyclebank-a-rewards-program-for-recycling.html"> rewards from stores for recycling </a><br /><br />Here's a pleasant food change - find out the <a href="http://cheaphealthygood.blogspot.com/2008/07/10-foods-you-should-always-splurge-on.html"> 10 foods you should always splurge on </a>.<br /><br />Find out <a href="http://www.walletpop.com/blog/2009/03/12/the-10-best-ways-to-get-free-stuff/"> the 10 best ways to get free stuff </a>.The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-23454952219056596532009-04-02T14:14:00.009-05:002009-04-02T15:00:25.313-05:00Life After College Option 5: Pull An Erin<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_SR3GqRzBXRo/SdUXUcStBII/AAAAAAAAAEY/13DD7e89PC0/s1600-h/dsc000051.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 240px; height: 320px;" src="http://2.bp.blogspot.com/_SR3GqRzBXRo/SdUXUcStBII/AAAAAAAAAEY/13DD7e89PC0/s320/dsc000051.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184174767572098" border="0" /></a><br /><br /><br />So, I've given you guys some pretty good ideas to mull around as graduation is (literally!) around the corner! But now, yours truly is here to give you the rundown on what I have been doing and what I have been doing/ plan to do:<br /><br />How I would like for everything to go: I want to graduate from UA and have a paid internship waiting for me in DC. I want to complete the internship, which would be either in PR/marketing or government, all the while looking for jobs after my internship is over. I want to get a job as a Staff Assistant or some related position in the House of Representatives or the Senate and work there for a couple of years. I plan to start my graduate degree either online or at a DC area school in Fall 2010.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_SR3GqRzBXRo/SdUXZgBJhyI/AAAAAAAAAEg/-y6A85bYdMk/s1600-h/us-capitol-1-sm.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 223px; height: 287px;" src="http://3.bp.blogspot.com/_SR3GqRzBXRo/SdUXZgBJhyI/AAAAAAAAAEg/-y6A85bYdMk/s320/us-capitol-1-sm.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184261667030818" border="0" /></a><br /><br />What I've been doing to get there: I have applied for every paid (and some unpaid) internship under the globe and have been doing phone interviews and email correspondences all semester. I've used every resource available, including <a href="www.craigslist.com"> Craigslist, </a> the going on individual websites, and even scouring DC magazines just to find out the names of random PR groups to see if they are hiring. I have contacted every person I know who has a DC connection to see if there is anything open, as well. I have done and redone my resume, cover letter, and have distributed it everywhere the sun touches down in the District.<br /><br />I decided not to apply for grad school right now just because I'm not feeling it. I know that if I were to go to school in the fall I would hate it and wouldn't be able to reach my full potential. I feel burnt out, anyway.<br /><br />I thought about a few more places to apply for internships but shot them down for the following reasons:<br />- Atlanta: too crowded and I would need a new car (my old one is two oil changes away from the grave.)<br />- New York: way too expensive and I wouldn't want to live there.<br />- Los Angeles: I would want to live just like Lauren Conrad, but that is impossible.<br />- Memphis: not enough opportunities in what I want to do.<br />- Nashville: I don't know enough about the city except that it's pretty.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUXj3Ih-BI/AAAAAAAAAEo/Fpvh75NbUFY/s1600-h/0-los-angeles_master.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 178px; height: 138px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUXj3Ih-BI/AAAAAAAAAEo/Fpvh75NbUFY/s320/0-los-angeles_master.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184439670700050" border="0" /></a><br />I know that in theory I could live at home, but it would only be a <a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_SR3GqRzBXRo/SdUXtA3xSqI/AAAAAAAAAEw/Vg3tvZLJqGs/s1600-h/New+York+City.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 175px; height: 131px;" src="http://1.bp.blogspot.com/_SR3GqRzBXRo/SdUXtA3xSqI/AAAAAAAAAEw/Vg3tvZLJqGs/s320/New+York+City.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184596903578274" border="0" /></a>matter of time before the arrangement would go sour. I do plan on spending a few weeks there though before I move on.<br /><br />I already have a place to live in DC for the month of June, so if my plan falls through and I have no place to intern with at all, I am going to go out there for the month and do as many informational and job interviews that I can. If it's no dice, then I am going to take the GRE and apply for grad school for Winter 2010.<br /><br />I've been doing a lot of reading (<a href="http://www.nomoreramenonline.com/"> No More Ramen, </a> <a href="http://www.gradspot.com/book"> Gradspot.com, </a> <a href="http://www.jobhuntersbible.com/"> What Color is Your Parachute </a> ) and praying. I just hope something comes through soon - I'm booking a plane ticket on May 1.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUX2_hRXAI/AAAAAAAAAE4/6PfZb9ob4ZQ/s1600-h/LadybugReading.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 213px; height: 186px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUX2_hRXAI/AAAAAAAAAE4/6PfZb9ob4ZQ/s320/LadybugReading.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184768339467266" border="0" /></a><br /><br />I've been saving money like crazy and will have enough to cover my first month's rent and a decent amount of spending money saved by May. I hope to collect enough in graduation money that I can save some and spend some this summer. I've been thinking about investing in a mutual fund, but I digress.<br /><br />So, in a nutshell, I am wanting to go to DC after I graduate. How about you?<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUYEMVA_VI/AAAAAAAAAFA/j95GuyKxzXo/s1600-h/delta_air.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 163px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SdUYEMVA_VI/AAAAAAAAAFA/j95GuyKxzXo/s320/delta_air.jpg" alt="" id="BLOGGER_PHOTO_ID_5320184995116023122" border="0" /></a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-27245587425831479962009-03-30T18:07:00.006-05:002009-03-30T19:18:02.199-05:00Life After College Option 4: Move Back Home<a style="font-family: georgia;" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_SR3GqRzBXRo/SdFg1iNJ81I/AAAAAAAAAEQ/QjS7tKn7YIA/s1600-h/Y60_03.18.09_Moving_Home.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 240px;" src="http://3.bp.blogspot.com/_SR3GqRzBXRo/SdFg1iNJ81I/AAAAAAAAAEQ/QjS7tKn7YIA/s320/Y60_03.18.09_Moving_Home.jpg" alt="" id="BLOGGER_PHOTO_ID_5319139107732583250" border="0" /></a><br /><br /><br /><span style="font-family: georgia;">Yikes. I know that headline is very scary, but sometimes moving back home is just what some people need before they move forward with their lives. Moving home, while a bit of shock after being at college for four+ years, carries a lot of benefits with it.</span><br /><br /><span style="font-weight: bold; font-family: georgia;">- Free or reduced rent.</span><span style="font-family: georgia;"> The biggest perk of moving back home is that you get to live there rent free! You get a lot more bang for your buck as opposed to someone who is paying for a cramped efficiency. Some parents and children negotiate a rent plan, though- just to not feel like a moocher or to make their living at home seem more legit, or they offer to help out with utilities or some other household expense. </span><br /><br /><span style="font-weight: bold; font-family: georgia;">- Free food and/or laundry.</span><span style="font-family: georgia;"> Everyone can benefit from a fluff and fold and fresh smelling sheets on a regular basis, as well as having access to Mom's cooking and free snacks. Not having to worry about buying groceries or cooking meals for yourself can take a load off. But don't be irresponsible - offer to help with the cost of groceries, or at the least, buy your own. You can also use the access to the stove and oven as a way to learn some cooking basics if you have been living in a dorm. </span><br /><br /><span style="font-weight: bold; font-family: georgia;">- Time to save money.</span><span style="font-family: georgia;"> Take the time that you are living at home and get a job - even if it's part time - and start saving money for your next move (you can't live there forever, you know). Several post - graduates live at home because housing is just too expensive in their market. You can take the money you are saving and put it toward paying rent on an apartment or toward moving expenses to another city. Don't take this time for granted - or you'll end back up where you started - again!</span><br /><br /><span style="font-weight: bold; font-family: georgia;">Drawbacks of moving home:</span><br /><br /><span style="font-weight: bold; font-family: georgia;">- Living with your parents again:</span><span style="font-family: georgia;"> While the amenities of living at home are great, it can also mean a loss of both independence and privacy from your parents. They may feel that since you are in their house, you are going by their rules. That means no dirty shoes left around the house or unwashed dishes - or in some cases, staying out all hours of the night. In addition, you have to realize that they have grown just as comfortable living without you as you have living without them - it's an adjustment for both parties. </span><br /><span style="font-weight: bold; font-family: georgia;"><br />- Awkward run ins with other people living at home: </span><span style="font-family: georgia;">The one thing I truly hate about going home for an extended period of time is running into everyone I ever came in contact with during my life. It seemed like that I ran into at least five people every time I ventured outside of the house during Christmas vacation - and they are always full of questions! While your life's decisions are really none of their business, there is nothing wrong with being courteous and simply saying, "I'm taking time off before I make my next move." Address it and go on. Although, you may be able to reconnect with old friends who are in the same situation as you and use that time to hang out and try new things. </span><br /><br /><span style="font-weight: bold; font-family: georgia;">Ways to make the transition easier:</span><br /><br /><span style="font-weight: bold; font-family: georgia;">Negotiate an agreement with your parents:</span><span style="font-family: georgia;"> It doesn't have to be a formal, signed agreement, but agreeing to mow the lawn or feed the cat for them is more than fair. Don't be unwilling to help them out - they are doing you a favor.</span><br /><span style="font-weight: bold; font-family: georgia;"><br />Explore your old stomping grounds:</span><span style="font-family: georgia;"> Take time to get reacquainted with your old surroundings. The Dairy Queen where you used to go after football games may be long gone, but there are always new haunts popping up - it just takes someone who's curious enough to find them.</span><br /><br /><span style="font-weight: bold; font-family: georgia;">Take a road trip every once in a while: </span><span style="font-family: georgia;">even if you are from the most rural place, there is a big city to be found - just hop in! Take the time to plan a fun weekend - find new restaurants, shops, and local attractions- you may even find a new place to call home.</span><br /><span style="font-weight: bold; font-family: georgia;"><br />Don't seem like a slacker -</span><span style="font-family: georgia;"> If you are living with your parents "just until you get a job", make the effort to actually search for one and send out resumes. This will show them that you are indeed making an effort to move on with your life.</span><br /><span style="font-weight: bold; font-family: georgia;"><br />For more info:</span><br /><br /><span style="font-family: georgia;">Here's an article on how to make the transition easier: </span><a style="font-family: georgia;" href="http://www.associatedcontent.com/article/95096/moving_back_home_how_to_live_with_your.html?cat=7"> Moving Back Home </a><br /><br /><span style="font-family: georgia;">Watch </span><a style="font-family: georgia;" href="http://www.imdb.com/title/tt0427229/"> Failure to Launch, </a><span style="font-family: georgia;"> a movie starring Matthew McConuaughey and Sarah Jessica Parker that focuses on a family's plan to finally get their thirty - something child to move out. </span><br /><br /><span style="font-family: georgia;">Also recommended: </span><a style="font-family: georgia;" href="http://www.imdb.com/title/tt0124298/"> Blast from the Past </a><span style="font-family: georgia;">.</span><br /><br /><span style="font-family: georgia;">Read one of my favorite books: </span><a style="font-family: georgia;" href="http://www.amazon.com/gp/product/1568987145/103-8954361-5491049?ie=UTF8&tag=kattwil-20&linkCode=xm2&camp=1789&creativeASIN=1568987145"> At A Crossroads </a><span style="font-family: georgia;"> by Kate Williamson. The author chronicles her move back home, which went from only lasting three months to nearly two years.</span>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-90934386175626240882009-03-29T06:15:00.000-05:002009-03-29T18:43:14.088-05:00Sunday Blogroll<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_SR3GqRzBXRo/SdAHZByHF7I/AAAAAAAAAEI/GBKipVhz7Uo/s1600-h/carell.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 214px; height: 320px;" src="http://2.bp.blogspot.com/_SR3GqRzBXRo/SdAHZByHF7I/AAAAAAAAAEI/GBKipVhz7Uo/s320/carell.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5318759286481295282" /></a><br /><br />Ladies and Gentlemen, I present to you <a href="http://www.nbc.com/The_Office/video/episodes/?vid=1073183"> Michael Scott's ugly demise from last Thursday. </a><br /><br />*Stay tuned for this week's concluding stories on <a href="http://cw-erinwilliams.blogspot.com/search/label/%22Life%20After%20College%22"> the "Life After College" series </a>.<br /><br />MSN Money informs us on <a href="http://articles.moneycentral.msn.com/Investing/HomeMortgageSavings/5-money-moves-that-make-you-miserable.aspx"> 5 Money Moves That Make You Miserable </a>.<br /><br />Forbes.com reports that <a href="http://www.forbes.com/2009/03/26/college-admission-officer-opinions-contributors-decision.html?partner=popstories"> where you go to school dosen't matter </a> - as long as you do something worthwhile with your degree.<br /><br />Learn to appreciate eating dinner <a href="http://the99centchef.blogspot.com/"> for $0.99 a meal </a><br /><br />Take a moment to enrich you future and <a href="http://www.nomoreramenonline.com/"> figure out how to not live on Ramen forever </a> - even though I can't say I won't continue to partake in some after I make my first million!The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-89090110698173163612009-03-25T13:25:00.004-05:002009-03-29T18:16:27.940-05:00Life After College Option 3: Graduate School<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/ScvLwYGdUbI/AAAAAAAAAEA/WBZvWP2fF4M/s1600-h/cdl_f.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 239px; height: 320px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/ScvLwYGdUbI/AAAAAAAAAEA/WBZvWP2fF4M/s320/cdl_f.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5317567817004700082" /></a><br /><br /><br /><span style="font-style: italic;font-size:78%;" >So I realized that these posts have become very lengthy... I am going to try to not blab so much and get to the point! This post is provided by <a href="http://www.epinions.com/content_2100076676"> Epinions.com </a><br /><br /></span>Graduate school can help give you a competitive advantage in the workforce. If you get a chance to go, seize it! You may not get the chance again.<br /><br />For most students, the next step is to find a good job. But for others, there’s another important decision to make: whether or not to attend graduate school. But is graduate school really worth the trouble? Does the selection of colleges make a difference? What can be expected in graduate school? Is it much different from undergraduate education? Let’s take a look at the pros and cons of attaining an advanced degree.<br /><br />Deciding Where to Go:<br />If you are considering attending grad school, the first thing you need to do is to find a college that has a reputable program, in your chosen field of study. This might require moving to another city or state. Just because your undergraduate university had a great program in your selected major, that doesn’t necessarily mean that the graduate program will also be a solid, accredited program. You might very well end up having to relocate to another state, to get the best education for your dollar.<br /><br />Once you have chosen a school to attend, you then must prepare for taking the graduate admission test (GRE, GMAT, LSAT, etc.) Another important consideration is whether or not you want to remain in your undergraduate field of study, or move on to something different. If you switch your course of study, you will have to take several more classes.<br /><br />What Can I Expect in Graduate School:<br />For the most part, grad school is better. First of all, students seem to be more focused and more interested in the subject matter. At the undergraduate level, you are forced to take many “general education” requirements, whether you like the classes or not. But in graduate school, your courses are all concentrated in your field of study, so there is less chance that a class will bore you, and less chance that you will lose interest. Every class you take has relevance to your selected course of study.<br /><br /><br />Is Graduate School Really Necessary?:<br />Before you decide to enroll in grad school, ask yourself a few questions. Do you really need to attend graduate school? Is it important enough to invest the time and money to complete the degree? Will it make a significant difference in your chosen career?<br /><br />Depending on your field of study, obtaining a master’s degree can make a difference in your career. Those who have undergraduate degrees in fields like psychology, pre- med, biology, etc., can give themselves a competitive advantage with an advanced degree. In other fields, like computer science, the job market is such that an advanced degree isn’t that critical. Also, if you want to teach, at the college level, you will greatly improve your chances for getting hired with a master’s degree.<br /><br />Another way that a graduate degree can be helpful is that it can give you a much- needed boast, to overcome circumstances beyond your control and help you to compete in the job market. As most people know, the main reason that people get good jobs is based on who they know, not what they know. I was talking one day, to a person in my company’s human resources department and he admitted to me that the way to get places in the company is to have the right connections. “Without any high- ranking friends or family to help you”, he told me, “you’re best bet is to get more schooling, to help even the playing field”. In other words, if your dad is the company CEO, there’s really no need to get an advanced degree. The high- paying jobs will come to you with minimal effort. But without any family or friends in high places, a master’s degree can help to make conditions a little more equal.<br /><br />If you decide to work and go to grad school part- time, then it’s a good idea to find out if your company has a tuition reimbursement plan. Most of them do, and this can greatly reduce the cost of your schooling, and possibly even make it free.<br /><br />Graduate school links:<br /><br /><a href="http://graduate.ua.edu/"> UA Grad School </a><br /><a href="http://www.ets.org/portal/site/ets/menuitem.fab2360b1645a1de9b3a0779f1751509/?vgnextoid=b195e3b5f64f4010VgnVCM10000022f95190RCRD"> GRE information </a><br /><a href="http://www.gradschools.com/"> Grad Schools.com </a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-9479467460366045722009-03-24T14:59:00.003-05:002009-03-24T16:03:16.871-05:00Life After College Option 2: Get an Internship<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/SclKQ6lt_aI/AAAAAAAAAD4/tlI5LFVY3II/s1600-h/internship.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 214px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/SclKQ6lt_aI/AAAAAAAAAD4/tlI5LFVY3II/s320/internship.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5316862489553403298" /></a><br /><br /><br />An internship is the best way to learn as much hands on experience as you can in your profession of choice. Although some interns end up performing basic tasks, such as sorting the mail and making coffee runs (done that) others get the opportunity to work one on one with a person, and even participate in projects and other opportunities within the company (done that too!) <br /><br />An internship can be what sets you apart from another job seeker in the future. If your employer sees that you have had previous experience in the field, he will be that much more inclined to hire you than someone who dosen't. It means that you aren't a complete amateur and are willing to do more.<br /><br />Internships are great for getting your feet wet in a new profession. If you are interested in learning about a new career in, say, public relations but you're a business major, an internship can teach you the ins and outs of the job and leave you with at the least general knowledge about your field of choice. Even if you don't choose to work in that area, you have at least had the experience, which makes you a more well rounded person :-)<br /><br />Upsides:<br />- great experience<br />- meet people in your field<br />- network<br /><br />Downsides:<br />- can be long hours<br />- many are unpaid<br />- competitive<br /><br />The best ways to find internships are through who you know. Anyone can fill out an application online, but if you can have someone vouch for your character up front, then it makes you look more reliable than someone on paper. Talk to friends and relatives who can get you a link to the internship you want. Does your cousin know a guy who used to work as a page at NBC? Call her! Does your mom know the mom of a girl who works as a reporter for Rolling Stone? Get on it!<br /><br />However, on <a href="www.monster.com"> the same sites that can help you find jobs, </a> you can also find internships. Just remember to type in "internship" in the Search line. Also, if there is a company and/or organization in particular you are trying to work with, you can go on their website and contact them directly. <br /><br />For more competitive internships, the two key words are "early" and "persistent". Applying early WITH YOUR STUFF TOGETHER stands out as opposed to waiting at the last minute. The only drawback is that the waiting period is longer since you turned it in so early. Unless otherwise posted, there is nothing wrong with making a call to find out the "status" of your application once the due date has passed.<br /><br />They key to making your internship last is to MILK IT FOR ALL ITS WORTH. This means take advantage of every networking opportunity, every opportunity to do actually big-person work, offering to get the coffee (pick up a doughnut too!), going to lunch with the staff, and even scheduling some one on one time with a person you admire. Make an impression, but don't make it fake. <br /><br />- If you're lucky, your internship may have a job position open for you, or at the least an extended internship.<br />- Once it's over, SEND A THANK YOU NOTE TO YOUR COORDINATOR, and keep in touch with those you worked with; you never know when you need a recommendation, plus it's just courteous :-)<br /><br />More internship help:<br /><br /><a href="http://www.wetfeet.com/Undergrad/Internships.aspx"> Wet Feet </a><br /><br /><a href="http://www.amazon.com/Intern-Files-Keep-Make-Internship/dp/1416909214"> The Intern Files </a> <br /><br /><a href="http://www.dcinternships.org/"> DC Internships </a><br /><br />Happy Hunting!The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-27375578854408759452009-03-23T09:40:00.000-05:002009-03-23T09:40:01.088-05:00Life After College Option 1 - Get A Job<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_SR3GqRzBXRo/ScWwSVlP7qI/AAAAAAAAADw/vXXrB1mBRh8/s1600-h/jobs.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 194px;" src="http://4.bp.blogspot.com/_SR3GqRzBXRo/ScWwSVlP7qI/AAAAAAAAADw/vXXrB1mBRh8/s320/jobs.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5315848764258250402" /></a><br /><span style="font-style:italic;">So, in case you didn't know (or didn't bother to read the bottom of this blog), I'm graduating in May. This means I am done with the University. Finished. Outta here. Deuces!<br /><br />But I'm not the only one! So for those of who who read yesterday's blog entry (I know you did!) it has just hit you that there are only seven weeks of school left and you have no clue as to what you REALLY want to do with your life.<br /><br />This week, I am starting the "Life After College" series and am hitting you with a list of ideas to explore before shaking hands with our own next door neighbor, President Witt.</span><br /><br />So, here goes...<br /><br /><br /><br />Option 1: <span style="font-weight:bold;">Get A Job.</span><br /><br /><br /><br />Yes, the economy is in the toilet, but that dosen't mean you can't get paid. Several people are realizing that they aren't ready to tackle another stint in school or don't have the money are just aren't planning to go back period. So for those people who are ready to get into the real world, it's time to get a job.<br /><br />The first thing to do in the process is to get your resume ready. We all have the little rinky dink one we did in high school or the one we wrote out on the back of our notebook that reads "Past Experience: Who Cares?" But it's time to get serious and get our resumes in order. Thankfully, the University has a <a href="http://www.uacc.ua.edu/"> Career Center </a> right on campus. The center, located on the third floor of the Ferg, has consultants that will help you do resume critiques, mock interviews, and job searching. The website provides several helpful documents tailored to your major, including cover letters and guidelines on how to succeed after college. <br /><br />After that, it's time to go job hunting. In this day and age, most would say that all of the available jobs are online. While there are several available, that is not always the case. A very good friend of mine who was a former Staff Assistant in Washington DC recommended going on <a href="http://jobsearch.about.com/cs/infointerviews/a/infointerview.htm"> "Informational Interviews." </a> This type of interview is when you call up a company or organization you are interested in working for and ask to schedule a meeting for "a little of their time - no longer than twenty minutes." This gives you the chance to get in some face time with the staff and drop off your resume and discuss your future plans - even if they don't have any openings at the moment. The point is that someone who took the time to introduce themselves stands out a lot more than someone who forwarded a resume online. It's always good to put a name with a face. So for instance, if you wanted to work for a nonprofit organization that focused on children, you might call and set up an informational interview with <a href="http://www.rmdh.org/about.html"> The Ronald McDonald House </a> to get a foot in the door. It works!<br /><br />Of course, time is not always on our side, and for that we turn to our trusty job search engines: <a href="www.monster.com"> Monster </a>, <a href="www.careerbuilder.com"> CareerBuilder </a>, and (my personal favorite) <a href="http://jobsearch.about.com/cs/infointerviews/a/infointerview.htm"> Craigslist </a>. On some of the sites, you create a profile and upload your resume so employers can find it faster. On Craigslist, it's up to the browser to follow the directions on the post. <br /><br />Once you land your interview, it's important to look the part. This means the dreaded "s" word... a suit. Just a simple, black one with a white collared shirt is fine...as long as you project in your personality that you mean business. Business suits have become relatively cheap for both men and women these days - everyone from <a href="http://www.target.com/Suiting-Separates-Clothing-Men/b?ie=UTF8&node=15742641"> Target </a> to TJ Maxx sells them for next to nothing. <br /><br />Remember that most entry - level jobs don't pay much, so don't expect to make 100 grand out of the gate...unless you're just that in demand. Also, it may take time to find a job, so start as soon as possible.<br /><br />For additional information, consider reading THE job hunter's bible, <a href="http://www.amazon.com/What-Color-Your-Parachute-2009/dp/1580089305"> What Color Is Your Parachute? </a> This guide provides need - to - know info on finding the right field for your interests, how to land a job, and how to keep it. <br /><br />Have the Princeton Review help you find out <a href="http://www.princetonreview.com/careers-after-college.aspx"> What job is best for you </a><br /><br />Get started <a href="http://www.how-to-write-a-resume.org/"> composing an A+ resume. </a><br /><br />Networking is just as important in getting your name out there. Consider joining <a href="http://www.linkedin.com/"> LinkedIn, </a> a professional networking site where you can make connections and find job opportunities. <br /><br />And for goodness' sake, <a href="http://jobsearchtech.about.com/od/resumesandletters/tp/Interview_Thank_Yous.htm"> Send a thank you note! </a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-42753154202084240052009-03-22T09:14:00.000-05:002009-03-22T09:14:00.348-05:00Sunday BlogrollGet ready for the new week - there are only seven more Mondays until Graduation!<br /><br />Apparently it's true: money- or rather <a href="http://www.upi.com/Health_News/2009/03/18/Study_Financial_security_key_to_happiness/UPI-56931237420068/"> financial security is the key to happiness. </a><br /><br />Watch what you <a href="www.twitter.com"> Twitter </a> - apparently you can <a href="http://ciscofatty.com/ruin-a-fatty-cisco-job-with-1-tweet/"> Twitter yourself out of a job. </a><br /><br />Hungry? Check out <a href="http://www.chezus.com/category/recessiondepression-dinners/"> this blogger's series she did on recession dinners. </a> Looks tasty!<br /><br />Brush up on your <a href="http://www.savvysugar.com/2874271"> recession vocabulary. </a><br /><br />No matter how you ended up working at your current job, chances are you weren't fired from the last on by <a href="http://cityroom.blogs.nytimes.com/2009/03/16/fired-over-a-tuna-sandwich-and-fighting-back/"> eating a tuna sandwich. </a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-27746196918930248752009-03-16T08:24:00.000-05:002009-03-16T08:24:00.486-05:00Spring Break...it's ON, therefore I'm OUT.<br /><br />Have a good one! I'll be back with new posts next week. <br /><br />Entertain yourself with free TV from <a href="http://www.hulu.com"> Hul8 </a> <br /><br />Or download a free audiobook on <a href="http://www.audible.com"> Audible </a><br /><br />Or you could plan your summer vacation on <a href="http://www.fodors.com"> Fodors </a><br /><br />Or find new songs to listen to by trying <a href="http://www.pandora.com"> Pandora </a><br /><br />Or... sit back, relax, and listen to your thoughs...<br /><br />I will be watching the first season of this while catching up on my schoolwork...<br /><br /><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/gX962ql-l90&hl=en&fs=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/gX962ql-l90&hl=en&fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object><br /><br />Deuces!The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-41313594039265609412009-03-15T08:22:00.000-05:002009-03-15T08:22:00.631-05:00Sunday BlogrollDress like Keira Knighley <a href="http://www.fashionunder100.net/2009/03/keira-knightleys-look-for-9775.html"> for under $100 </a><br /><br />Pamper yourself with these products found here <a href="http://wellheeled.wordpress.com/2009/03/08/best-beauty-finds-under-10/"> all under $10 </a><br /><br />Research <a href="http://www.savvysugar.com/944320"> the difference between an IRA and a 40l K </a><br /><br />According to Consumer Reports, <a href="http://consumerreports.org/cro/money/shopping/shopping-tips/sales-calendar-7-07/calendar/0707_sales_cal.htm"> Now is the time to buy computers and TV's at the best price </a><br /><br />Got time on your hands over Spring Break? Try making <a href="http://www.gringobandito.com/recipes/ghetto-pizza"> this "ghetto pizza" </a>The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0tag:blogger.com,1999:blog-199066757090127931.post-86333242955983137552009-03-11T10:32:00.003-05:002009-03-11T10:45:31.509-05:00Credit Line Increase!So, I hold two credit cards: one from Old Navy and one from Citi. The Citi card is the one I use the most, for gas and whatnot. The Old Navy Card I rarely use anymore, mostly because I'm never in that area. Today, I checked my account to make sure my online account payment had gone through, when I saw the button that said "Request A Credit Line Increase." I thought, "Hmm... maybe I will." It is a commonly circulated fact that if your credit line increases, your credit score goes up. However, that is only contingent on how much of the credit line you use. The lower your <a href="http://www.balcard.org/debt/Debt-Study/Definition-of-debt-to-income-ratio.html"> debt to credit line ratio </a> is, the higher your credit score will be. Well, my credit card has never had more than oh, let's say $125 on it at any given time. When my original credit line was $500, that would have been 25%. When it increased to $800, it would have gone to 16%. <br /><br />Long story short, I asked for - and was granted an increase - to $1100! <br /><br />Yay!<br /><br />I have read that your ration should be no higher than around 35%. But I am going to keep it as low low low as possible. <br /><br />What about you? Have you ever asked for a credit line increase?The Dollar Duchesshttp://www.blogger.com/profile/07312268612871610441noreply@blogger.com0